Uncategorized

Auto Insurance in Miami – Basics

Seeking out auto insurance in Miami is an easier task than you may think. You have a great deal of power in choosing your own insurance and many resources are available to gather information and find ways to save. This article is one such resource, so take a few moments to read through it to gather more information in your quest for the best deal on Miami auto insurance.

Minimum Requirements for Auto Insurance in Miami

Miami residents must adhere to the state of Florida minimum requirements for car insurance. The state of Florida has some of the lowest minimum requirements for car insurance in the nation. All that is required of drivers is to have vehicles covered with Personal Injury Protection insurance with a limit of $10,000 and Property Damage Liability also with a $10,000 limit. There are no mandatory requirements for bodily injury liability as with most other states. Although, some drivers, once they have been in an accident, may face a court order to purchase bodily injury liability. It is recommended to carry some amount of bodily injury liability, even if it is not required, to protect you from accident liability and lawsuit.

The Cost of Auto Insurance in Miami

When shopping for auto insurance in Miami, you will need to keep in mind that you are going to be paying a bit more for coverage. Auto insurance is more costly in large urban areas where the cost of living is higher, theft and vandalism rates are higher, and traffic congestion leads to more accidents. For example, in the city of Miami, there are 23 accidents per year per 1,000 residents, putting it at the top of the list for Florida. Also, there were nearly 4,000 vehicle thefts in Miami in 2009, tops in the state.

Florida, overall, is just above the national average when it comes to car insurance premiums, with Miami at the top of the list for highest average cost of insurance in the state. You do have room for savings, however, by managing your risk factors, seeking out discounts and shopping around for the best rates.

Miami Auto Insurance Companies

Luckily, you have many options when it comes Hauser Insurance to finding car insurance in Miami, which means many ways to save. You can scout nationwide car insurance companies as well as local Miami insurers to see which offer you the best combination of coverage, service and price. Online resources allow you to research companies, policies and discounts. Some of the most notable names of insurers licensed to sell auto insurance in Miami include:

 

  • Acceptance Insurance Services
  • Allstate Insurance Company
  • Blockbuster Insurance Consultants
  • GEICO
  • Florida Auto Plus Car Insurance in Miami
  • Nationwide Auto Insurance

 

These are only a few of the options you have, so don’t settle for the first car insurance company you come across. To learn more about each of these companies you can visit the website of the Better Business Bureau of Southeastern Florida, which offers reviews of insurance companies in the city of Miami.

 

 

Leave a Reply

Your email address will not be published.

合法私人小額借款平台


民間票貼借款推薦


老司機定點外送茶指南


外約兼職外送茶團隊